YG General
Choose your Journey

Your
Life Needs

We take the time to listen and understand what is most important in your world. We are here for you and your family to give you solutions to some of life’s unexpected events and help provide you with peace of mind, knowing that you and your family are covered.
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Health Insurance

This coverage provides for medical expenses, including hospitalization, prescription drugs, and preventive care. It acts as a financial safety net for unexpected medical needs.

Life Insurance

This is a financial arrangement where a policy pays out a sum of money to the beneficiaries upon the death of the insured person. It provides financial protection and support to the loved ones left behind, helping them cope with expenses and maintain their financial well-being.

Trauma Cover

Also known as critical illness insurance provides a lump-sum payment if you’re diagnosed with a specified critical illness or experiences a traumatic event, such as a heart attack, stroke, or cancer. This financial support is designed to help individuals cope with the immediate financial impact of a serious illness or injury, covering medical expenses and other costs during a challenging period.

Income Protection

This cover is a financial safety net that provides individuals with a regular income in case they are unable to work due to illness, injury, or disability. This coverage ensures a steady flow of funds to help cover living expenses and maintain financial stability during periods of incapacity to work.

Business Key person

Key person insurance is a type of life insurance businesses take out on key employees. It provides financial protection to the company if the key employee dies or becomes incapacitated. The policy pays out a benefit to the business, helping cover losses like lost revenue, hiring costs for replacements, and repayment of debts. This insurance is crucial for businesses reliant on key individuals for their success.

Shareholder Buyout

This refers to a situation where one or more shareholders purchase the shares of another shareholder in a company. This can happen for various reasons, such as retirement, disagreement, or a change in the company's ownership structure. The buyout involves the transfer of ownership and often includes negotiations on the terms and valuation of the shares.

Employee Group Insurance

This is an arrangement where a benefit or service is offered to a group of people in an organisation/company. This could include group insurance plans, health schemes, KiwiSaver or other benefits provided to members of a company. Group schemes take advantage of the collective nature of a group to offer more favourable terms or rates compared to individual arrangements such as:
  • Groups insurance plans
  • Group purchasing power
  • Group discounts
  • Employee benefit programs.

Travel & International
Student Insurance

This cover provides financial protection and assistance during trips within New Zealand. It covers a range of unforeseen events, including medical emergencies, trip cancellations, lost baggage, and other travel-related risks. This insurance helps travellers manage unexpected expenses and disruptions while away from home.

KiwiSaver

KiwiSaver is a voluntary retirement savings program in New Zealand where individuals contribute a portion of their income to the KiwiSaver account, with additional contributions from employers (minimum 3% of your salary) and government incentives (maximum of $521/year).

Need some advice
but not sure where to start?

Contact us today for a no-strings, free 30-minute consultation.
Book A Consultation

Need some advice
but not sure where to start?

Contact us today for a no-strings, free 30-minute consultation.
Book A Consultation

Our Clients’ Experiences

Xuan Tang
Xuan Tang
2023-11-16
Very professional and excellent service. Highly recommended.
Ruby Wei
Ruby Wei
2023-06-28
YGFS has provided us with their professional advice and services. Absolutely fantastic team to recommend to someone who need a professional team for their insurance 👌👍
Winnie Wang
Winnie Wang
2023-06-23
YG Insurance has provided me with excellent service and peace of mind. Their customer support is outstanding, guiding me through the enrollment process and addressing all my concerns. Highly recommended!
Tiffany Yee
Tiffany Yee
2022-10-19
Yang is the insurance superhero for sure! You will never go wrong with him, super knowledgeable and professional, highly recommended.
Sophia Su
Sophia Su
2020-05-26
Absolutely deserve 5 star thumb up! Always friendly, reliable and available. Yang takes takes his time, answering all my tricky questions, being patient and thorough. Really appreciate that I am able to find such a company that takes care of myself and all of my concerns towards ever aspect of my life! Definitely will recon to friends and colleagues~~
Xia
Xia
2020-05-26
Excellent customer services, professional explanations through out different financial products, made the complications so easy for us. From the insurance to Kiwi saver, we would certainly recommend Yg to others!
Michael L
Michael L
2020-05-26
Very knowledgeable, understanding and works with you to find the right cover to ensure it meets your needs. I would highly recommend Yang's services!
Tracy cao
Tracy cao
2020-05-23
Yang is a very experienced insurance advisor, he has a wide range of insurance service skills both for personal and business. Highly recommended Yang and his team!
YuLong Ning
YuLong Ning
2020-05-15
Mr. Gu Yang was a very professional and outstanding insurance financier. He took care of what we thought and tried his best to meet our needs. At the lowest price and the best quality service, we felt the power of professionalism. Before we met YG team, we had also commissioned several other insurance financiers, but most of them were mainly for the benefit, and did not put the customer situation first, thanks to Gu Yang and his team. Highly recommended to everyone
Gratia Gu
Gratia Gu
2020-05-15
Highly recommended! Gu Yang gave me the most professional advice for my Kiwi Saver. And Personal insurance.
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Contact Us
09 413 5027A1, 17 Corinthian Drive Albany, Auckland 0632
Po Box 300214, Albany,
Auckland 0752